Q. My car was hit by a driver who admits responsibility but says he “blacked out”. His insurer won’t pay and is checking for an undisclosed health problem, which would make the policy void. What can I do? SD, London   A. Issue proceedings against three defendants: the driver, the insurer and the Motor Insurers’ … Continue reading Car Clinic: I had an accident but the third party’s insurance may be void because of an undisclosed health problem. What can I do?